Get the latest crypto news, updates, and reports by subscribing to our free newsletter.
Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
© 2026 Index.vn
Eight African countries have now implemented crypto-specific regulations, with South Africa, Nigeria and Kenya leading a continental push that is reshaping how digital assets operate across one of the world’s fastest-growing crypto markets. Sub-Saharan Africa recorded more than $205 billion in onchain value between July 2024 and June 2025, a 52% year-over-year increase.
Ripple (XRP) is positioning itself at the center of this regulatory shift by expanding access to its RLUSD stablecoin through partnerships with Chipper Cash, VALR and Yellow Card, and by securing a custody deal with Absa Bank.
Africa accounts for 70% of the world’s $1 trillion mobile money market. In Sub-Saharan Africa, mobile money account ownership reached 40% of adults in 2024, up from 27% in 2021. The article notes that a third of mobile money users have no other access to financial services.
Cross-border payments remain costly and slow, with multi-day settlement times and steep fees affecting remittance corridors between Africa, the Middle East and Asia. Stablecoins are increasingly used as a workaround for trade settlement, treasury management and cross-border transfers.
The article highlights RLUSD’s traction in this environment, including a pilot with Mercy Corps Ventures in Kenya aimed at speeding up drought relief aid delivery. It also cites a 2026 survey in which 57% of finance leaders prefer partners that offer custody, orchestration and compliance as a package—an approach Ripple is tying to its Absa Bank custody deal.
The article points to growing cross-border regulatory collaboration. South Africa, Nigeria and Kenya’s frameworks could become templates for smaller markets, while regional fintech initiatives are moving toward harmonization.
For market participants, the article notes that Nigeria and Ethiopia’s high adoption rankings suggest continued retail demand regardless of regulatory outcomes. The key open question, it says, is whether institutional capital follows as frameworks solidify through 2026.

Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…