Hanoi publishes list of social housing projects eligible for subsidized loans

Hanoi has aligned with the proposed list of social housing projects and housing for the People’s Public Security that meet criteria for subsidized loans, as guided by the Ministry of Construction in Document No. 411/BXD-QLN dated January 12, 2026.

Projects included in the subsidized-loan list

The list includes the following social housing projects: Tam Hung social housing (Tam Hung commune), Bình Đà social housing, Bich Hoa social housing, Tay andnhai 4 social housing, and Bình Minh social housing (Bình Minh commune).

In addition, there are two social housing projects for the People’s Public Security (housing for police officers): one at area X1, Phú Thượng ward, and another in Bình Minh commune.

Hanoi’s pipeline and near-term supply outlook

At a recent meeting on social housing development, Hanoi’s Department of Construction said the city has more than 200 projects with a total scale exceeding 1 million hectares, which is equivalent to more than 400,000 social housing units being formed, and more than 40 projects approved in principle.

The department said this represents a significant additional supply for housing demand in the near term.

Program adjustment for 2021–2030 and 2025–2030 targets

Hanoi has also reviewed and adjusted the social housing development program for 2021–2030 and the plan for developing this housing type. Under the government’s target of 1 million social housing units, Hanoi has been assigned nearly 90,000 units for the 2025–2030 period and is working to meet this target.

Key implementation challenges

The Department of Construction noted that implementation still faces several difficulties and obstacles.

• Planning revisions: Many localities are adjusting socio-economic development planning, provincial planning, and urban planning. These adjustments require revisions to social housing projects, lengthening preparation and implementation timelines.
• Land and site clearance: Land allocation procedures, determination of financial obligations and compensation, and site clearance remain complex and time-consuming, creating major bottlenecks.
• Rising construction costs: Volatile prices of multiple inputs are increasing total investment, which can affect project viability.

Recommendations to accelerate delivery

The Department recommended a more flexible mechanism for adjusting social housing project planning. If a project site aligns with the locality’s development orientation, it could be deployed earlier rather than waiting for the full planning adjustment process currently required.

It also called for streamlining administrative procedures, shortening implementation time, and increasing delegation to local authorities to accelerate project progress.

Finally, the Department said that when formulating social housing development policies, input costs should be considered to support reasonable profit levels for investors, helping encourage participation and boost supply in the near term.