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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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According to Vietnam’s Public Security Agency, suspects often target residents aged 40 and above who are self-employed or have limited technology skills. Recently, in Ninh Binh Province, authorities warned that a group has been gathering people at public venues such as halls and cultural centers to open online bank accounts using suspicious practices, prompting guidance from the Economic Security Division of the Ninh Binh Police Department.
In field reports, the Economic Security Division said the perpetrators typically focus on older residents with limited technological proficiency. The methods described include organized “front” events, where large gatherings are held at halls or cultural centers rather than at official bank branches.
Authorities also cited “opaque” registration sites and account-opening processes that list the registered branch in different localities. The division said this approach can help disperse data, evade supervisory oversight, and make the activity harder to trace.
Suspects reportedly operate on victims’ phones to collect personal information, requesting CCCD (citizen identity card), passwords, OTPs, and taking facial photos in bulk.
To recruit participants, the group offers short-term payments ranging from around 200,000 VND up to several million VND for opening and handing over accounts, SIM cards, or ATM cards.
The Economic Security Division warned that these accounts are essentially “junk accounts” used for fraud, money laundering, or online gambling. Citizens who assist criminals may face serious consequences, including account freezes, police summons for investigation, or potential criminal liability if there is evidence of complicity.
To protect personal rights and maintain security, authorities advised residents to open bank accounts only at official bank branches or through officially published banking applications. They also urged people not to hand over their phone, CCCD, passwords, or OTPs to strangers, and to be cautious of intermediaries who cannot present valid authorization from the bank.

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