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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Saigon Joint Stock Commercial Bank (Saigonbank) has released documents for its 2026 annual general meeting, outlining key targets for business performance, balance-sheet growth and profit distribution for 2025. The AGM is scheduled for April 22.
At the meeting, Saigonbank will present its 2026 business plan to shareholders, including a pre-tax profit target of 310 billion VND, nearly double the 2025 result.
The bank said the targeted loan growth pace is consistent with the State Bank of Vietnam’s credit expansion guidance, while maintaining safety ratios.
On service activities, Saigonbank set a target for international payment transaction volume of about 300 million USD in 2026.
In terms of operating directions, the bank stated it will continue implementing credit growth solutions linked to asset quality control. It plans to focus lending on production–business sectors and industries that are growth drivers of the economy, while strictly controlling lending into high-risk areas.
Saigonbank also plans to accelerate debt collection and debt resolution, increase provisioning, and ensure bad debt ratios remain within mandated limits.
Alongside the business plan, Saigonbank will submit for shareholder consideration its profit distribution plan for 2025.
For the remaining profit, the bank will seek approval for the Board to decide on usage, including allocations to incentive, welfare and management bonus funds.
The dividend plan and any increase in charter capital were not mentioned in the AGM documents. The bank will also present other matters within the assembly’s remit.
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