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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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In line with government policy and the State Bank of Vietnam’s efforts to reduce market-wide interest rates to support businesses and the public, SeABank (HOSE: SSB) has implemented a 0.5 percentage point per year reduction in deposit rates for tenors of six months or longer. The adjustment applies to new deposits across the system starting from 10 April 2026.
The move follows a meeting on 9 April between the State Bank of Vietnam and credit institutions, where the SBV Governor indicated that interest rate levels would continue to be reduced to create room to lower funding costs for the economy.
Market analysts said that lowering deposit rates for medium- and long-term tenors will help banks gradually optimize input funding costs. This, in turn, is expected to pave the way for future cuts in lending rates, supporting individuals and businesses in recovering production and operations and helping stimulate credit demand for both business and consumption.
A SeABank representative said the bank has aligned its actions with government and SBV directions to adjust flexibly in line with national development goals and regulator guidance. The rate cut is described as part of SeABank’s commitment to support economic recovery and foster sustainable growth, balancing business development with customer interests.
Beyond the deposit rate adjustment, SeABank said it will continue coordinated measures to optimize operating costs, enhance operational efficiency, increase access to capital for individuals and businesses, and improve product and service quality to deliver greater value to customers.

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