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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Following a banking sector meeting chaired by the newly appointed State Bank Governor Pham Duc An on 9 April, a series of commercial banks moved to lower deposit rates. In the morning of 10 April, VPBank reduced rates for personal customers across several tenors. Specifically, online fixed deposits of six months and longer saw cuts of 0.3 to 0.5 percentage points depending on tenor and amount. For example, customers placing under 1 billion VND in VPBank for 10‑24 months now earn 6.3% per year. The highest rate for deposits of 1 billion VND or more applies at 6.6% per year for tenors of 10 months or longer, down from 7.1% previously. ABBank also announced reductions of around 0.5 percentage points in many deposit rates. SeABank followed with a 0.5 percentage point cut for deposits of six months or longer for new funds system‑wide from 10 April. SeABank noted that the move is part of the bank's commitment to support economic recovery and sustainable growth, balancing business development with customer support. Kiên Long (KienLongBank) also trimmed lending rates by up to 1 percentage point for both individuals and enterprises, and lowered maximum deposit rates by up to 0.5 percentage point. Specifically, 1–6 month deposits dropped 0.2 pp, 7‑month deposits 0.4 pp, and 12‑month deposits 0.5 pp. TPBank's chief executive officer Nguyễn Hưng said rate management depends on funding demand and that the bank will not chase higher rates, aiming to maintain stable liquidity. “The recent wave of high rates is local and temporary. With the State Bank of Vietnam's policy tools, the market should stabilize soon,” he commented. Earlier on 9 April, the State Bank of Vietnam held a meeting to implement banking sector tasks, where banks pledged to align with government and SBV objectives to reduce the base rate environment and support businesses and individuals. Banks agreed to reduce both deposit and lending rates in the coming period. Bank executives expect that lower medium- to long-term deposit costs will help banks optimize input costs and create room to further reduce lending rates, supporting individuals and enterprises in recovering production and consumption and stimulating credit demand across manufacturing and consumption. The chart caption indicates VPBank's savings rate schedule applying from 10 April.

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